Financing made for your growing business.
Ready to start or expand your operation? Partner with a local team that’s ready to roll up their sleeves.
Benefits You’ll Love
- Competitive rates and local processing
- Available for all sorts of needs, from inventory to livestock
- Variety of financing options to fit your needs
- Competitive rates for all your agribusiness demands:
- Working capital
- Livestock
- Inventory
- Farm machinery
- Real estate
- And more
- Farmer Mac loans available
- Repayment terms centered around your farm's operation
- Meet needs without cutting into working capital
- Keep your operation running consistently smooth
- Lenders with working knowledge of local farming standards
- Friendly, knowledgeable service from start to finish
- Local decision-making and processing for quick answers
Farmer Mac I provides financing for conventional agriculture loans. Farmer Mac II is also available for farming operations that qualify for the Farm Service Agency Guaranteed Loan Program.
These loans allow your operation to finance farmland for 5 to 15 years with amortizations of 15 or 25 years. Fixed and adjustable rates are available. For our more mature farming operations, "choice" pricing may be available.
Farmer Mac I Loans
- Flexible options on rate and term
- Quick preliminary approval from Farmer Mac
- Assistance with application process and continued servicing by your local Ag Lender
Farmer Mac II Loans
- Competitively low financing for the following loans:
- Farm Service Agency (Farm Ownership and Term Operating)
- Rural Development Community Facilities
- Rural Development Business and Industry
- Government backing produces long-term fixed rate options
- Availability of funds in good times and in bad
To learn more about Farmer Mac loans, visit the Farmer Mac website.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Business Savings
| Minimum Opening Deposit | Balance Required to Earn Interest | Interest Rate | APY |
|---|---|---|---|
| $1 | $500,000.00 + | 3.25% | 3.25% |
| $1 | $100,000.00 - $499,999.99 | 2.15% | 2.15% |
| $1 | $1 - $99,999.99 | 0.60% | 0.60% |
Certificates of Deposit (CDs)
| Term | Minimum Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| 182 Days | $500 | 4.25% | 4.30% |
| 12 Months | $500 | 3.75% | 3.75% |
| 15 Months | $500 | 1.40% | 1.40% |
| 18 Months | $500 | 2.75% | 2.76% |
| 24 Months | $500 | 1.45% | 1.45% |
| 30 Months | $500 | 1.50% | 1.50% |
| 36 Months | $500 | 1.55% | 1.55% |
| 48 Months | $500 | 1.60% | 1.60% |
| 60 Months | $500 | 1.65% | 1.65% |
Penalty for early withdrawal.
Individual Retirement Accounts (IRAs)
| Type | Term | Minimum Opening Deposit | Interest Rate | APY |
|---|---|---|---|---|
| IRA 12 MONTH CD * | 12 month(s) | $100 | 3.75% | 3.75% |
| IRA 15 MONTH CD * | 15 month(s) | $100 | 1.40% | 1.40% |
| IRA 18 MONTH CD * | 18 month(s) | $100 | 2.75% | 2.76% |
| IRA 182 DAY CD * | 182 day(s) | $100 | 4.25% | 4.30% |
| IRA 24 MONTH CD * | 24 month(s) | $100 | 1.45% | 1.45% |
| IRA 30 MONTH CD * | 30 month(s) | $100 | 1.50% | 1.50% |
| IRA 36 MONTH CD * | 36 month(s) | $100 | 1.55% | 1.55% |
| IRA 48 MONTH CD * | 48 month(s) | $100 | 1.60% | 1.60% |
| IRA 60 MONTH CD * | 60 month(s) | $100 | 1.65% | 1.65% |
| IRA SAVINGS | $100 | 1.35% | 1.36% |
* Penalty for early withdrawal.
Kasasa Cash*
| Balance | Minimum Required Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| $0 - $25,000 | $50 | 2.50% | 2.50% |
| $25,000+ | $50 | 0.25% | 2.50% to 0.70% |
| All balances if qualifications not met | $50 | 0.0499% | 0.0499% |
Qualifications
To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled and receive e-statement notice (receiving paper statement disqualifies you)
- Be enrolled and log into online banking monthly
Kasasa Saver*
| Balance | Minimum Required Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| $0 - $25,000 | $50 | 1.50% | 1.50% |
| $25,000+ | $50 | 0.25% | 1.50% to 0.50% |
| All balances if qualifications not met | $50 | 0.0499% | 0.0499% |
Qualifications
To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled and receive e-statement notice (receiving paper statement disqualifies you)
- Be enrolled and log into online banking monthly
Money Market Account
| Balance Required to Earn Interest | Minimum Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| $500,000.00 + | $2,500 | 2.15% | 2.17% |
| $250,000.00 - $499,999.99 | $2,500 | .75% | .75% |
| $100,000.00 - $249,999.99 | $2,500 | .75% | .75% |
| $25,000.00 - $99,999.99 | $2,500 | .65% | .65% |
| $2,500.00 - $24,999.99 | $2,500 | .65% | .65% |
| $0.01 - $2,499.99 | $2,500 | .60% | .60% |
Passbook Savings
| Minimum Opening Deposit | Balance Required to Earn Interest | Interest Rate | APY |
|---|---|---|---|
| $1 | $1 | 0.60% |
0.60% |
| $1 | $150,000 | 1.50% | 1.51% |
| $1 | $250,000 | 2.10% | 2.12% |
Special CDs
| Term | Deposit Amount | Interest Rate | APY |
|---|---|---|---|
| 6 Months | < $100,000 | 4.25% | 4.30% |
| 6 Months | => $100,000 | 4.50% | 4.55% |
| 9 Months | < $100,000 | 4.00% | 4.02% |
| 9 Months | => $100,000 | 4.25% | 4.27% |
Penalty for early withdrawal