Kasasa Saver

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^‡Kasasa Saver when paired with Kasasa Cash

Qualifications Information: Account transactions and activities may take one or more business days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by Westside State Bank as ATM or PIN-based transactions and purchases made with non-Westside State Bank issued debit cards. "Monthly Qualification Cycle" means a period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle.

Reward Information: When your Kasasa Cash or Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last day of the statement cycle:

Kasasa Saver: Balances up to $25,000 receive APY of 1.50%; and balances over $25,000 earn.2497% interest rate on the portion of balance over $25,000 resulting in a range 1.50% to 0.50% APY depending on the account's balance.

Kasasa Cash: Balances up to $25,000 receive APY* of 2.5%; and balances over $25,000 earn.2497% interest rate on the portion of balance over $25,000, resulting in a range from 2.50% to 0.70% APY depending on the account's balance.

When Kasasa Cash qualifications are not met,

Kasasa Saver: All balances earn 0.05% APY.

Kasasa Cash: All balances earn 0.05% APY*.

When linked to the Kasasa Saver account, the interest earned within the Kasasa Cash account does not compound since it is automatically transferred to the Kasasa Saver account the day after being credited to your Kasasa Cash account. Consequently, when linked to Kasasa Saver, and your Kasasa Cash qualifications are met, balances up to $25,000 in your Kasasa Cash account receive a non-compounding APY of 2.50% and balances over $25,000 earn .2497% interest rate on the portion of the balance over $25,000, resulting in a non-compounding range from 2.50% to 0.70% APY depending on the account's balance.

The Kasasa Saver APYs may be less than the Kasasa Cash APYs. APY = Annual Percentage Yield. APYs accurate as of 10/01/2018. Rates and rewards are variable and may change after account is opened.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50.00 minimum deposit is required to open the account. Monthly you need 12 debit card purchase transactions must post and settle to your account per monthly qualification cycle, enrollment in online banking & enrollment in electronic statements are conditions of this accounts.. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account's qualifications. Limit one account per social security number. A Kasasa Cash account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. There are no recurring monthly service charges or fees to open or close this account. Contact a Westside State Bank service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of BancVue, Ltd., registered in the U.S.A.

Kasasa Saver when paired with Kasasa Cash Back

Qualifications Information: Account transactions and activities may take one or more business days to post and settle to the account and all must do so during the Monthly Qualification Cycle in order to qualify for the account's rewards. The following activities do not count toward earning account rewards: ATM-processed transactions, transfers between accounts, debit card purchases processed by merchants and received by Westside State Bank as ATM or PIN-based transactions and purchases made with non-Westside State Bank issued debit cards. "Monthly Qualification Cycle" means a period beginning one business day prior to the first day of the current statement cycle through one business day prior to the close of the current statement cycle.

Reward Information: When your Kasasa Cash Back account qualifications are met during a Monthly Qualification Cycle, the following rewards will be distributed to your account(s) on the last day of the statement cycle:

Kasasa Saver: Balances up to $25,000 receive APY of 1.50%; and balances over $25,000 earn 0.2497% interest rate on the portion of balance over $25,000, resulting in a range from 1.50% to 0.50% APY depending on the account's balance.

Kasasa Cash Back: 2.50% cash back on up to a total of $300.00 PIN-based debit card purchases that post and settle to the account during that cycle period. A maximum of $7.50 cash back may be earned per Monthly Qualification Cycle.

When Kasasa Cash Back qualifications are not met,

Kasasa Saver: All balances earn .05% APY.

Kasasa Cash Back: No cash back payments are made.

The Kasasa Saver APYs may be less than the Kasasa Cash APYs. APY = Annual Percentage Yield. APYs accurate as of 10/01/2018. Rates and rewards are variable and may change after account is opened.

Additional Information: Account approval, conditions, qualifications, limits, timeframes, enrollments, log-ons and other requirements apply. $50.00 minimum deposit is required to open the account. Monthly you need 12 debit card purchase transactions must post and settle to your account per monthly qualification cycle, enrollment in online banking & enrollment in electronic statements are conditions of this accounts.. Enrollment in electronic services (e.g. online banking, electronic statements) and log-ons may be required to meet some of the account's qualifications. Limit one account per social security number. A Kasasa Cash Back account is required to have a Kasasa Saver account. A linked Kasasa Saver account is required for automatic savings. There are no recurring monthly service charges or fees to open or close this account. Contact a Westside State Bank service representative for additional information, details, restrictions, processing limitations and enrollment instructions. Member FDIC. Kasasa, Kasasa Cash, Kasasa Cash Back and Kasasa Saver are trademarks of BancVue, Ltd., registered in the U.S.A.