Turn your experience into exclusive checking.
If you’re age 62 or better, enjoy an account that’s as straightforward as it is rewarding.
Benefits You’ll Love
- No monthly service fees
- Unlimited check writing and deposits
- Free digital banking and debit card
- Exclusive account for customers ages 62 or better
- No monthly service fee, ever
- No minimum balance requirements
- Unlimited check writing
- Unlimited deposits
- Free digital banking services, including:
- Free online banking & bill pay
- Free mobile banking with mobile deposit
- Free e-statements
- Free Mastercard® debit card
- $50 minimum deposit to open
Serving our community since 1906, Westside State Bank recognizes that there's no substitute for experience. That's why we offer the "WSB Legacy Account". It's a straightforward checking account for those 62 and over that provides free access to online financial tools and services your parents never imagined.
Open your WSB Legacy checking account quickly and easily.
Contact our friendly representatives to answer your questions and chat about options. It's easy — just click "Questions" at the top of this page, call us at 712-663-4322, or drop by!
To go ahead and sign up for an account today, simply click "Apply Now" at the top of this page.
Use this calculator to determine your projected earnings from our Kasasa Cash account. Move the sliders or type in the numbers to see your potential rewards.
- Estimated Annual Rewards $0
- Estimated monthly interest earned* $0
- Monthly ATM fees refunded**$0
This calculator compares the costs of buying or leasing a vehicle. There are three sections to complete, and you can adjust and experiment with different scenarios.
- Net cost of buying $0
- Net cost of leasing $0
A fixed-rate, fixed-term CD can earn higher returns than a standard savings account. Use this calculator to get an estimate of your earnings. Move the sliders or type in numbers to get started.
- Total value at maturity $0
- Total interest earned $0
- Annual Percentage Yield (APY)0.000%
Whether it's a down payment, college, a dream vacation...a savings plan can help you reach your goal. Use the sliders to experiment based on length of time and amount per month.
- Monthly deposit needed to reach goal $0
This calculator can help you get a general idea of monthly payments to expect for a simple loan. Move the sliders or type in numbers to get started.
- Estimated monthly payment $0
- Total paid $0
- Total interest paid $0
Business Savings
| Minimum Opening Deposit | Balance Required to Earn Interest | Interest Rate | APY |
|---|---|---|---|
| $1 | $500,000.00 + | 3.25% | 3.25% |
| $1 | $100,000.00 - $499,999.99 | 2.15% | 2.15% |
| $1 | $1 - $99,999.99 | 0.60% | 0.60% |
Certificates of Deposit (CDs)
| Term | Minimum Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| 182 Days | $500 | 4.25% | 4.30% |
| 12 Months | $500 | 3.75% | 3.75% |
| 15 Months | $500 | 1.40% | 1.40% |
| 18 Months | $500 | 2.75% | 2.76% |
| 24 Months | $500 | 1.45% | 1.45% |
| 30 Months | $500 | 1.50% | 1.50% |
| 36 Months | $500 | 1.55% | 1.55% |
| 48 Months | $500 | 1.60% | 1.60% |
| 60 Months | $500 | 1.65% | 1.65% |
Penalty for early withdrawal.
Individual Retirement Accounts (IRAs)
| Type | Term | Minimum Opening Deposit | Interest Rate | APY |
|---|---|---|---|---|
| IRA 12 MONTH CD * | 12 month(s) | $100 | 3.75% | 3.75% |
| IRA 15 MONTH CD * | 15 month(s) | $100 | 1.40% | 1.40% |
| IRA 18 MONTH CD * | 18 month(s) | $100 | 2.75% | 2.76% |
| IRA 182 DAY CD * | 182 day(s) | $100 | 4.25% | 4.30% |
| IRA 24 MONTH CD * | 24 month(s) | $100 | 1.45% | 1.45% |
| IRA 30 MONTH CD * | 30 month(s) | $100 | 1.50% | 1.50% |
| IRA 36 MONTH CD * | 36 month(s) | $100 | 1.55% | 1.55% |
| IRA 48 MONTH CD * | 48 month(s) | $100 | 1.60% | 1.60% |
| IRA 60 MONTH CD * | 60 month(s) | $100 | 1.65% | 1.65% |
| IRA SAVINGS | $100 | 1.35% | 1.36% |
* Penalty for early withdrawal.
Kasasa Cash*
| Balance | Minimum Required Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| $0 - $25,000 | $50 | 2.50% | 2.50% |
| $25,000+ | $50 | 0.25% | 2.50% to 0.70% |
| All balances if qualifications not met | $50 | 0.0499% | 0.0499% |
Qualifications
To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled and receive e-statement notice (receiving paper statement disqualifies you)
- Be enrolled and log into online banking monthly
Kasasa Saver*
| Balance | Minimum Required Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| $0 - $25,000 | $50 | 1.50% | 1.50% |
| $25,000+ | $50 | 0.25% | 1.50% to 0.50% |
| All balances if qualifications not met | $50 | 0.0499% | 0.0499% |
Qualifications
To earn your rewards, simply do the following activities and transactions in your Kasasa Cash account each monthly qualification cycle:
- Have at least 12 debit card purchases post and settle
- Be enrolled and receive e-statement notice (receiving paper statement disqualifies you)
- Be enrolled and log into online banking monthly
Money Market Account
| Balance Required to Earn Interest | Minimum Opening Deposit | Interest Rate | APY |
|---|---|---|---|
| $500,000.00 + | $2,500 | 2.15% | 2.17% |
| $250,000.00 - $499,999.99 | $2,500 | .75% | .75% |
| $100,000.00 - $249,999.99 | $2,500 | .75% | .75% |
| $25,000.00 - $99,999.99 | $2,500 | .65% | .65% |
| $2,500.00 - $24,999.99 | $2,500 | .65% | .65% |
| $0.01 - $2,499.99 | $2,500 | .60% | .60% |
Passbook Savings
| Minimum Opening Deposit | Balance Required to Earn Interest | Interest Rate | APY |
|---|---|---|---|
| $1 | $1 | 0.60% |
0.60% |
| $1 | $150,000 | 1.50% | 1.51% |
| $1 | $250,000 | 2.10% | 2.12% |
Special CDs
| Term | Deposit Amount | Interest Rate | APY |
|---|---|---|---|
| 6 Months | < $100,000 | 4.25% | 4.30% |
| 6 Months | => $100,000 | 4.50% | 4.55% |
| 9 Months | < $100,000 | 4.00% | 4.02% |
| 9 Months | => $100,000 | 4.25% | 4.27% |
Penalty for early withdrawal